Vacant & partly vacant buildings
Vacant building insurance in NYC
Many standard policies limit coverage once a building sits empty for a while. If your building is vacant, being emptied for a gut renovation, or waiting on a sale, we can look for a policy written for that situation.
What it can cover
- Property coverage written for a vacant building
- Liability for the premises while it is empty
- Coverage that can move to a renovation or occupied policy later
- Options for partly vacant buildings during lease-up
Who it's for
- Owners between tenants
- Buyers who closed on an empty building
- Buildings waiting on permits or a renovation
- Estate and family-owned buildings that are empty
What affects your price
- How long the building has been and will be vacant
- Security, alarms and how often it is checked
- Utilities on or off
- Condition of the roof and building
- Plans for renovation or sale
- Location and construction
Coverage depends on the policy and underwriting. We'll explain exactly what your estimate includes.
Why us
Buildings are the whole job.
Markets not everyone has
Access to insurance markets and programs for real estate that aren't available everywhere — more options to compare for your building.
A sharper price
We shop your building so you see what the market will really offer, and we look for savings without cutting the coverage you need.
Buildings. Only buildings.
Buildings are what we do: multifamily, mixed-use, brownstones, HDFC and co-ops, office, industrial and retail buildings, vacant buildings and renovations.
A human on every file
Every request is reviewed by a person on our team, not a pricing robot. You get an estimate you can actually rely on.
Keep going
Pairs well with
Renewal coming up? Send us the building.
One form, a few minutes. We shop our markets and email you an estimate after a real review.