Westchester County
Building & landlord insurance in Westchester County
Apartment buildings in Yonkers, New Rochelle, Mount Vernon and White Plains, plus co-ops, mixed-use and commercial buildings. We insure Westchester buildings for owners of every size, from a single building to a large portfolio.
Buildings we insure in Westchester County
- Multifamily and elevator apartment buildings
- Brick walk-ups and garden apartments
- Co-ops and condo associations
- Mixed-use buildings in downtown business districts
- Office and medical office buildings
- Shopping centers and retail buildings
- Industrial and warehouse buildings
What it can cover
- The building at a realistic rebuilding value: structure, roof and building systems
- Loss of rents / business income while covered damage is repaired
- General liability for sidewalks, parking lots, stairs and common areas
- Umbrella limits above your primary liability
- Equipment breakdown for boilers, HVAC, elevators and electrical systems
- Flood coverage, written separately, for buildings near the water
- Ordinance or law for code upgrades after a covered loss
What affects your price
- Building type, occupancy and what any commercial tenants do
- Year built and updates to roof, plumbing, electrical and heating
- Construction type and fire protection
- Flood zone and distance to the water
- Parking lots, snow removal and sidewalk upkeep
- Loss history, limits and deductibles
Coverage depends on the policy and underwriting. We'll explain exactly what your estimate includes.
FAQ
Westchester County building insurance questions
Do you insure buildings in Westchester County?
Yes. We insure apartment buildings, co-ops, condos, mixed-use and commercial buildings across Westchester County, for owners of every size. Send the building through the estimate form and we'll review it.
Do you insure apartment buildings in Yonkers, New Rochelle and Mount Vernon?
Yes. Walk-ups, elevator buildings and garden apartments in Westchester's cities are a natural fit for us. We place property, liability, umbrella and loss of rents for them.
Do you work with Westchester co-op and condo boards?
Yes. We work with boards and managing agents on master building policies, liability, umbrella and board coverage such as directors and officers liability, which is quoted separately.
Can you insure my Westchester building together with my NYC buildings?
Yes. If you own in the five boroughs and in Westchester, we can review the whole portfolio together.
How do I get an estimate?
Fill out the estimate form with the building details. We review every request and email you an estimate after review, with no obligation.
Why us
Buildings are the whole job.
Markets not everyone has
Access to insurance markets and programs for real estate that aren't available everywhere — more options to compare for your building.
A sharper price
We shop your building so you see what the market will really offer, and we look for savings without cutting the coverage you need.
Buildings. Only buildings.
Buildings are what we do: multifamily, mixed-use, brownstones, HDFC and co-ops, office, industrial and retail buildings, vacant buildings and renovations.
A human on every file
Every request is reviewed by a person on our team, not a pricing robot. You get an estimate you can actually rely on.
What we insure
Coverage for every kind of building
Own a building in Westchester County? Send us the details.
One form, a few minutes. We shop our markets and email you an estimate after a real review.